Shikha Malik

Versatile professional with expertise in banking, project management, product development, and data-driven strategies. Skilled at integrating banking knowledge with strategic project execution and data-driven product innovation. Proven track record in managing complex projects and optimizing operations.

Work Experience

Deputy Manager(Credit Support officer) | State Bank of India | New Delhi

  • Coordinated and executed tactical initiatives in strengthening corporate relationships and managing risk through enhanced supervision & asset quality 

  • Analyzed and assessed the financial statements and credit history of existing and potential clients ensuring adherence to regulatory, operations and compliance standards for making informed decisions while extending credit.
  • Appraised advances valued up to Rs 50 Cr for small and medium enterprises. Total portfolio amounting to 156 Cr was handled.

 

Associate Design Engineer 2 | Fluor Daniel India Pvt Limited | Gurgaon 

  • Managed manpower allocation, budgeting and management reporting & led end-to-end responsibility to execute complex concurrent projects
  • Carried out preliminary feasibility study and prepared business plan presentations for new project ideas on the basis of cost cutting, new technology and expansion of existing range.
  • Involved in stages of idea generation, to development, to customer release.
  • Responsible for detailed engineering, vendor Management & control budget of outsource jobs.
  • Implemented execution plan to reduce project cost by aligning engineering, procurement, logistics and site management activities
  •  Streamlined vendor approval process incorporating new customer requirements, reducing turnaround time by 80% and saving $400K
  •  Client Facing Support : Gather requirements, design and develop & deploy business application
  •  Designing pipe layouts and equipment in a cost effective manner taking into account the required modularity and maintaining optimal operational efficiency of the process
  •  Documented and reported project requirements, project updates and release notes to all stakeholders
Accomplishments
  • Recipient of Entry Scholarship – PGPX, IIM-A: Awarded merit-based fee scholarship of 25% for the PGPX program 2024-25 by IIM-A
  • Promoted for exemplary performance: Promoted  Directly to Scale II for exemplary performance at SBI
Education

B.Tech (Mechanical and Automation), Indira Gandhi Institute of Technology 

Certificates
  • Certificate in Commercial Credit, Moody’s
  • MSME & Working Capital Lending, CRISIL
Co/Extra-curricular

Quick Look

  • Work Experience: 10.5 Years
  • Previous Roles

    Deputy Manager, State Bank of India

    Associate Design Engineer 2, Fluor Daniel India

  • Function : General Management
    Project/Program Management
  • Industry/Sector: BFSI
    Energy & Utilities
Work Experience

Deputy Manager(Credit Support officer) | State Bank of India | New Delhi

  • Coordinated and executed tactical initiatives in strengthening corporate relationships and managing risk through enhanced supervision & asset quality 

  • Analyzed and assessed the financial statements and credit history of existing and potential clients ensuring adherence to regulatory, operations and compliance standards for making informed decisions while extending credit.
  • Appraised advances valued up to Rs 50 Cr for small and medium enterprises. Total portfolio amounting to 156 Cr was handled.

 

Associate Design Engineer 2 | Fluor Daniel India Pvt Limited | Gurgaon 

  • Managed manpower allocation, budgeting and management reporting & led end-to-end responsibility to execute complex concurrent projects
  • Carried out preliminary feasibility study and prepared business plan presentations for new project ideas on the basis of cost cutting, new technology and expansion of existing range.
  • Involved in stages of idea generation, to development, to customer release.
  • Responsible for detailed engineering, vendor Management & control budget of outsource jobs.
  • Implemented execution plan to reduce project cost by aligning engineering, procurement, logistics and site management activities
  •  Streamlined vendor approval process incorporating new customer requirements, reducing turnaround time by 80% and saving $400K
  •  Client Facing Support : Gather requirements, design and develop & deploy business application
  •  Designing pipe layouts and equipment in a cost effective manner taking into account the required modularity and maintaining optimal operational efficiency of the process
  •  Documented and reported project requirements, project updates and release notes to all stakeholders
Accomplishments
  • Recipient of Entry Scholarship – PGPX, IIM-A: Awarded merit-based fee scholarship of 25% for the PGPX program 2024-25 by IIM-A
  • Promoted for exemplary performance: Promoted  Directly to Scale II for exemplary performance at SBI
Education

B.Tech (Mechanical and Automation), Indira Gandhi Institute of Technology 

Certificates
  • Certificate in Commercial Credit, Moody’s
  • MSME & Working Capital Lending, CRISIL
Co/Extra-curricular