Shubham Gaurav

Shubham Gaurav

Product, Growth, and Strategy leader with 10.5+ years of experience building and scaling digital products and high-performing teams, driving AI-powered innovation, and accelerating growth across fintech, SaaS, and clean energy. IIT Roorkee graduate with a proven track record of delivering $30M+ in incremental annual business impact, scaling customer acquisition by 2.5x, and leading product initiatives across global markets

Work Experience:

10.7 Years

Industry:

Banking Financial Services and Insurance (BFSI) | Consulting | Technology

Function:

Consulting & Strategy | Entrepreneurship | Product Management

Work Experience

MPOWER Financing (International student lender for U.S. and Canada graduate education) | Bangalore

Senior Product Manager

  • Led strategic user acquisition and conversion initiatives across MPOWER’s digital ecosystem, increasing top-of-funnel acquisition and application conversion by 2.5x
  • Scaled MPOWER’s referral platform through a self-serve dashboard and persona-based gamification strategy, driving 150% YoY growth in funded volume from affiliate channels ($13.6M → $34.1M)
  • Led AI-first organic growth across India, Pakistan, Bangladesh, and other markets through GEO/AEO, localization, and AI evaluation frameworks, driving 80% YoY organic traffic growth and a 35% increase in funded volume ($15.4M to $20.8M)
  • Launched financial planning tools including Student Loan Calculator and Education ROI Calculator, increasing organic traffic by up to 25% and achieving conversion rates exceeding 34%
  • Led redesign and optimization of student loan finder tool, increasing qualified lead generation by 20% and contributing to more than $6.4M in annual funded volume in 2025

Namaste Credit (Digital loan origination and AI credit assessment for banks and NBFCs) | Bangalore

Product Manager

  • Led Digital Loan Onboarding, the company’s flagship strategic initiative, driving a 150% increase in revenue through end-to-end digitization of the lending journey
  • Identified and expanded into the adjacent affordable mortgage lending segment, defining product strategy and go-to-market execution that increased monthly loan applications by 180%
  • Led the transformation of Namaste Credit into a full-stack digital lending platform by integrating third-party APIs across onboarding, verification, credit assessment, and decisioning, reducing loan processing TAT by 95% for B2B clients
  • Designed and launched support for multiple disbursements and repayment schedules, enabling new lending use cases and increasing average revenue per loan case by 24%
  • Built a data model for an OCR- and AI-driven fraud detection and prevention system, improving case identification for risk management teams and reducing reliance on random sampling by 70%, significantly enhancing operational efficiency
  • Launched digital customer verification capabilities during onboarding, increasing revenue from verification by 2.6x within three months of launch

Eze Software, SS&C Technologies (Investment management software for asset managers)| Hyderabad

Associate Product Manager

  • Enhanced onboarding experiences for Asset Management Companies (AMCs) setting up funds on an investment management SaaS platform, increasing CSAT score from 2.7 to 3.9 on a 5-point scale
  • Spearheaded initiatives to standardize platform core data and configuration management, reducing manual setup effort by approximately 30% and configuration-related errors by approximately 25%
  • Automated onboarding workflows and processes, reducing client onboarding time and time-to-value (TTV) by up to 15%

SolarPro, SSAEL (Solar asset management and CRM platform) | Hyderabad

Product Manager

  • Conceptualized and successfully launched Solar Plant CRM Systems. Reduced third-party application cost by $60k + per year for in-house operations and increased revenue by $30k + per year
  • Led a $250,000 IUSSTF and MNRE (PACEsetter Fund) sponsored project focused on software and IoT solutions for solar water pump monitoring and service management
  • Built an Android application with vernacular language support for solar water pump service management, achieving more than 10,000 downloads

Optum, UnitedHealth Group (Fortune 3 healthcare services and technology company) | Bangalore

Software Engineer

  • Implemented Data-Driven Rules (DDR) for healthcare claims processing, improving operational efficiency by up to 30%
  • Enhanced application security by implementing role-based authentication and session management, reducing security-related defects by approximately 40%
Accomplishments
  • MPOWER Value Awards for Integrity – Awarded the Q2 Value award by MPOWER Financing
  • Certificate of Appreciation from CEO at Namaste Credit– The certificate of appreciation from the CEO of Namaste Credit for the impressive first impression, for contributing towards product success
  • Best Innovation Award at Optum – Won 1st Prize for proposing and developing a working prototype for UX improvement
  • Engineering Maturity Award at Optum – Awarded the Engineering Maturity Award for achieving a commendable level of Engineering Maturity and contributing to the organizational values
  • 2nd Position in State in AISSE 2009 – Award for coming at 2nd Position in State by District Education Officer Dhanbad
  • Recruitment Secretary, Placement Committee, IIM Ahmedabad (PGPX) - Handle a team of 18 student coordinators
Education
  • Bachelor of Technology (BTech-Electrical Engineering) – Indian Institute of Technology(IIT) Roorkee 2011-2015
Certification
  • UT Austin | McCombs School of Business - PGP in AI for Leaders
  • Product Marketing Alliance(PMA)
    • AI for Product Marketing
    • Product Marketing Certified: Core
    • Product-Led Growth Certified: Core
  • Scrum Alliance - Certified Scrum Product Owner (CSPO)
Extra-curricular
  • Creator/Blogger at SolarPost.in – A solar energy website for the community
  • Secretary at Lights Section, Cultural Council, IIT Roorkee – Led organization of cultural fests and performances
  • Publicity Manager at Srishti, IIT Roorkee – Led publicity and marketing for Srishti, the Annual Techno-Hobbies Exhibition
  • NCC – Earned Certificate B in NCC (National Cadet Corps)